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Sep 28, 2017 - 34 minute read

Average personal loan interest rate in india

You need to have extra money in the bank if you want to close the loan. Mortgage lenders are also requiring larger amounts of reserves, especially for bigger loans. The average requirement for conventional mortgage loans (among those lenders that require cash reserves) is two months worth.

This means the borrower must have the cash equivalent of two months of mortgage payments in the bank, before closing. Some lenders are even requiring six months worth of reserves. This puts up a major hurdle for some borrowers. In some cases, it will kill the deal even when the borrower passes all of the other requirements with flying colors. Well-Qualified Borrowers Being Rejected.

Average personal loan interest rate in india

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Average personal loan interest rate in india

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Average personal loan interest rate in india
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